Skip to content

What to Do When a Tenant Is Not Paying Rent

Key Takeaways

Why Rent Payments Sometimes Stop

Even reliable tenants can hit financial struggles. A job loss, unexpected medical bills, or other personal challenges may cause late rent or unpaid rent. In other cases, tenants may simply refuse to pay.

For property owners, dealing with missed rent payments can be stressful and financially damaging. That’s why our team steps in to balance empathy with professionalism. By acting quickly—and always within landlord-tenant laws—we protect your rental income and keep your investment property on track.

Step 1: Review the Lease Agreement and Grace Period

The first step is always to return to the lease agreement. This document sets the rules for when rent is due, whether a grace period applies, and how Late Fees or penalties are handled.

For example, some leases provide tenants with a five-day grace period before rent is considered late. Others require full payment the day after it’s due. At Connecticut Property Management, we draft and enforce clear lease terms so there’s never confusion about when rent must be paid.

Step 2: Communicate With the Tenant

Before moving toward formal action, we reach out directly to the tenant. A simple reminder often resolves the issue. If the tenant is facing financial hardship, we explore options such as:

  • Short-term payment plans
  • Partial payments with scheduled catch-up dates
  • Referrals to housing authority rental assistance programs

We document every communication so our clients have a clear record that good-faith efforts were made before escalating.

Step 3: Send a Written Late-Rent Notice

If payment is still not received, the next step is serving a late-rent notice or Notice to Quit (depending on state law). This notice must clearly state:

  • The amount of unpaid rent
  • The deadline for payment
  • The consequences of continued nonpayment

Many jurisdictions require these notices before filing an eviction case. If they’re missing or completed incorrectly, courts can dismiss the claim. Connecticut Property Management ensures every notice is properly drafted, served, and documented.

Step 4: Document Everything

Strong documentation protects owners if the dispute escalates. We maintain:

  • Lease agreements and payment histories
  • Copies of all notices and communications
  • Notes from conversations with tenants
  • Proof of delivery for official notices

By keeping detailed records, we make sure our clients are prepared for any eviction process or court order that may follow.

Step 5: Evaluate Legal Options

When tenants still refuse to pay, legal action may be required. Property owners often dread this stage, but our team manages the process from start to finish, including:

  • Filing for eviction in court after the notice period expires
  • Seeking a court order for possession of the rental property
  • Requesting judgments for unpaid rent and associated costs

Because landlord-tenant laws differ by state, we coordinate with legal professionals to ensure every step is compliant and efficient.

Step 6: Understand the Eviction Process

The eviction process is formal and must be followed exactly. It typically includes:

  • Notice to Quit or Pay: The tenant is formally notified and given a chance to resolve the debt.
  • Filing an eviction lawsuit: If the tenant doesn’t comply, we file in housing court.
  • Court hearing: A judge reviews the lease, notices, and payment history.
  • Court order: If the landlord prevails, the judge issues an order for the tenant to vacate.
  • Removal of personal property: If necessary, the sheriff enforces the order and oversees removal of the tenant’s belongings.

We protect owners from costly mistakes by ensuring the process is carried out legally and professionally. Attempting to change locks or cut off utilities without a court order can result in serious penalties—something our clients never have to worry about.

Step 7: Consider Alternatives to Eviction

Not every case needs to go to court. Sometimes, creative solutions are better for both owner and tenant. We often help owners explore:

  • Cash for keys: Offering tenants money to vacate voluntarily
  • Lease termination agreements: Ending the lease early by mutual consent
  • Structured repayment plans: Allowing tenants to catch up without creating long-term arrears

These approaches can minimize vacancy, preserve income, and reduce stress.

Security Deposits and Rent Arrears

A common question is whether the security deposit can cover ongoing missed rent. In most states, deposits can only be applied after the lease termination to unpaid rent, damages, or other obligations. They are not intended as a substitute for current rent payments.

We educate both owners and tenants on this distinction to avoid disputes and ensure deposits are handled legally at the end of the tenancy.

Common Mistakes Property Owners Make

Independent landlords often run into trouble when they:

  • Issue notices incorrectly
  • Ignore grace periods outlined in the lease
  • Begin the eviction process without proper documentation
  • Attempt “self-help” evictions without a court order
  • Mishandle personal property after tenants vacate

With Connecticut Property Management, our clients avoid these pitfalls entirely. We know the law, follow the process, and safeguard your rental property investment.

FAQs About Tenants Not Paying Rent

It depends on the lease. If there’s a five-day grace period, it’s late on day six. Without one, it’s late the day after the due date.

We serve the required notices and, if necessary, file for eviction. The process is structured to protect owners and keep them compliant with state laws.

No. Only a formal eviction case and court order can legally remove a tenant.

We pursue judgments for arrears when possible, which can be collected like any other debt.

Yes. Tenants may challenge notices or dispute arrears. That’s why accurate records and professional management are essential.

Final Thoughts

Dealing with a tenant who is not paying rent can be one of the most stressful parts of owning a rental property. But you don’t have to navigate it alone.

At Connecticut Property Management, we handle the notices, communication, documentation, and legal coordination—ensuring property owners stay compliant while protecting their rental income.

If you’re dealing with a non-paying tenant, reach out to our team. We’ll take the burden off your shoulders and guide the process from start to finish.

Want more?

Sign up for our newsletter for more property management resources like this one.

Would you like us to reach out to you about property management services as well?

P.S. If you don’t want to sign up for our newsletter now, you can always do it later on our Contact Us page!